About Us

We are the Micro Insurance Academy, a research and capacity-building institution that works to promote micro insurance around the world. We work with governments, NGOs, insurers, and other development organizations to raise awareness of microinsurance and to help build the capacity of those working in the field. We offer a range of resources, including training courses, publications, and an online learning platform. We also provide support to micro-insurance initiatives through our research and technical assistance programs.

What is Micro Insurance?

Microinsurance is a type of insurance specifically designed to serve the needs of low-income earners. It is typically offered by NGOs, microfinance institutions, and other development organizations. Unlike traditional insurance policies, which can be prohibitively expensive for low-income earners, micro-insurance policies are much more affordable. As a result, they are able to reach a wider range of people, including those who are working in the informal sector. Micro-insurance policies typically cover a limited number of risks, such as death, illness, and accidents. However, they can also be tailored to cover specific needs, such as crop loss or business interruption. By providing financial protection against life’s uncertainties, micro insurance can help to reduce poverty and promote economic growth.

A Tool for Development

Microinsurance is not only a tool for poverty alleviation but it can also be used as a tool for development. For example, by providing financial protection against crop loss, micro insurance can help farmers to stay in business and continue to produce food for their families and communities. In addition, by helping to cover the costs of business interruption, micro insurance can help small businesses to stay afloat during difficult times. By providing financial security, micro insurance can play a vital role in promoting economic growth and development.

Provide support to micro-insurance initiatives through our research and technical assistance programs

Vission and Mission

Our Values

We are committed to excellence, integrity, and accountability in all our work. We believe in the power of microinsurance to make a real difference in the lives of low-income earners and we are dedicated to promoting its growth and development.